Privacy Policy

Welcome to Bell Trading App ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and web services (collectively, the "Services").

By using our Services, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our Services.

2.1 Personal Information

We may collect the following types of personal information:

• Account Information: Email address, name, username, and password

• Contact Information: Phone number for SMS and voice call alerts

• Financial Interests: Stock symbols you follow, watchlists, price alerts, and trading preferences

• Device Information: Device type, operating system, unique device identifiers, and push notification tokens

2.2 Usage Information

We automatically collect certain information about how you interact with our Services:

• App usage patterns, features accessed, and time spent

• Search queries and stocks you view

• Alert settings and notification preferences

• IP address, browser type, and referring URLs

• Log data and analytics information

2.3 Market Data

We collect and process publicly available market data including stock prices, earnings reports, analyst ratings, and company financial information to provide our Services.

We use the information we collect for the following purposes:

• Provide Services: To deliver stock alerts, notifications, and market information based on your preferences

• Personalization: To customize your experience and provide relevant content and recommendations

• Communications: To send you price alerts, SMS messages, push notifications, voice calls, and email updates

• Improve Services: To analyze usage patterns, improve our features, and develop new functionality

• Security: To detect and prevent fraud, abuse, and unauthorized access

• Legal Compliance: To comply with legal obligations and enforce our terms of service

• Marketing: To send promotional communications about new features (you can opt-out at any time)

We do not sell your personal information. We may share your information in the following circumstances:

4.1 Service Providers

We work with third-party service providers who help us operate our Services:

• Cloud Infrastructure: For hosting and data storage

• Communication Services: SMS providers (Twilio), email services, and push notification platforms

• Analytics Providers: For app analytics and performance monitoring

• Market Data Providers: For real-time and historical stock data

4.2 Legal Requirements

We may disclose your information if required by law, court order, or government request, or to protect our rights, privacy, safety, or property.

4.3 Business Transfers

If we are involved in a merger, acquisition, or sale of assets, your information may be transferred. We will notify you before your information becomes subject to a different privacy policy.

We implement appropriate technical and organizational measures to protect your personal information:

• Encryption of data in transit and at rest

• Secure authentication and password protection

• Regular security audits and updates

• Access controls and monitoring systems

• Industry-standard security protocols

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

You have the following rights regarding your personal information:

6.1 Access and Portability

You can request a copy of your personal data in a structured, machine-readable format.

6.2 Correction

You can update or correct your account information through the app settings or by contacting us.

6.3 Deletion

You can request deletion of your account and personal data. Some information may be retained for legal or operational purposes.

6.4 Notification Preferences

You can manage your alert preferences and opt out of specific types of notifications:

• Push notifications: Adjust in device settings

• SMS alerts: Reply STOP or manage in app settings

• Email notifications: Use unsubscribe links or app settings

• Marketing communications: Opt out at any time

6.5 Do Not Track

Our Services do not respond to Do Not Track signals. You can control tracking through your browser or device settings.

We retain your personal information for as long as necessary to provide our Services and fulfill the purposes outlined in this policy. Specifically:

• Account information: Until you delete your account, plus a reasonable period for backup and archival purposes

• Usage data: Typically retained for 2 years for analytics purposes

• Financial data and alerts: Retained while your account is active

• Legal and compliance records: As required by applicable law

Our Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us, and we will delete such information.

Your information may be transferred to and maintained on servers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ. By using our Services, you consent to the transfer of your information to the United States and other countries where we operate.

We take appropriate measures to ensure your data receives adequate protection in accordance with this Privacy Policy and applicable laws.

Our Services may contain links to third-party websites or integrate with third-party services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any personal information.

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information we collect, use, disclose, and sell

• Right to request deletion of your personal information

• Right to opt-out of the sale of your personal information (we do not sell personal information)

• Right to non-discrimination for exercising your privacy rights

To exercise these rights, please contact us using the information below.

If you are located in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR):

• Right of access to your personal data

• Right to rectification of inaccurate data

• Right to erasure ("right to be forgotten")

• Right to restriction of processing

• Right to data portability

• Right to object to processing

• Right to withdraw consent at any time

You also have the right to lodge a complaint with a supervisory authority in your country.

We may update this Privacy Policy from time to time. We will notify you of any material changes by:

• Posting the new Privacy Policy on this page

• Updating the "Last Updated" date at the top

• Sending you an email or in-app notification for significant changes

Your continued use of our Services after changes become effective constitutes acceptance of the revised policy.

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: